A viral post about a woman breaking her kolo, a wooden savings box, inspired Joshua Chibueze to try saving. He saw this as a solution to his own savings problem. Chibueze wanted to save by all means, having gone a year with little to show for it. He ordered a kolo to start saving himself. This experience led to the idea of an online solution for saving.

Further details about Chibueze's experience and how it led to the development of a savings app are available.

Chibueze's initial attempt at saving was a personal response to feeling broke at the age of 23.