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“Data is the collateral”: Sparkle CEO Uzoma Dozie on fixing Nigeria’s SME lending blind spot

“Data is the collateral”: Sparkle CEO Uzoma Dozie on fixing Nigeria’s SME lending blind spot
Photo: TechCabal · view original

Speaking on the sidelines of AFIS 2026 in Luanda, Angola, Uzoma Dozie, the former Diamond Bank chief and Sparkle MFB CEO, argues that African banking is stuck in a collateral trap, explains why digital banks must move beyond one-to-one payments, and details how AI can reduce the cost of SME lend...

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