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Alternative Credit Scoring: How Everyday Bill Payments Could Change Credit Access in Nigeria

Alternative Credit Scoring: How Everyday Bill Payments Could Change Credit Access in Nigeria
Photo: Nairametrics · view original

Imagine applying for a loan, relieved that your problem will soon be solved. Then the offer comes; it’s ₦5,000 or ₦10,000 if you’re lucky. That’s the reality many Nigerians face. They have a steady income, pay bills, and are financially responsible. Yet, their first offer is usually small because...

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